Financial Literacy Education Series · Session 1
My Take-Home Action
Emergency Savings and Household Budgeting
Keep this card
- Do a 30-Day Spending Review. Write down every expense for 30 days. Look, do not guess. (Worksheet page 3)
- Set my first emergency savings goal. $500 is a great first step. Smaller is fine too.
- Do one small action in the next 7 days. Open a savings account · set a $10 automatic transfer · cancel one subscription · ask about a cheaper phone plan.
My first emergency savings goal is $.
This week, I will .
I will save $ every , kept in .
My 30-day review runs from to .
1 · What is the decision?Name it in one sentence.
2 · What are the trade-offs?What do I give up? What do I gain?
3 · What is my next action?One thing, this week, written down.
Earn→Save→Protect→Grow→Plan
Next: Session 2 · Saving and Investing for the Future
Remember: income ≠ money available to spend · a budget is a decision-making tool, not a restriction · emergency = unexpected + necessary · start small, start now. Apex Learn × House of Friendship · education only, no products, no personal advice.