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Financial Literacy Education Series · Session 4

My Take-Home Action

Understanding Consumer Rights in the United States

Keep this card
  1. Get my free credit report. AnnualCreditReport.com — the only official site. Look for anything I do not recognise.
  2. Add three numbers to my scam card. My bank’s dispute line (from the card) · consumerfinance.gov/complaint · a legal-aid number.
  3. Use one sentence this week. “Please put that in writing.” At a store, a bank, or on the phone.

The next paper I will read fully before signing:

My free-help contact:

My bank’s dispute number:

“I need time to read this.”Before signing anything.
“Please put that in writing.”Any promise, fee or deadline.
“What is the total, including fees?”Loans, cars, phones, apartments.
“I would like a copy.”Of everything I sign.
“Please send me written proof.”To any collector.
“I would like an interpreter.”Hospitals, courts, government offices.
Earn→Save→Protect→Grow→Plan

Next: Session 5 · Retirement Basics and Long-Term Financial Planning

Write it down · ask in writing · give a deadline (14 days) · escalate. Free help: consumerfinance.gov/complaint · ReportFraud.ftc.gov · your state attorney general · hud.gov/fairhousing · legal aid · House of Friendship. Apex Learn × House of Friendship · education only, not legal advice.